What is Your Interest Rate?

Over and over you have heard it in the news, “The federal government is dropping the interest rate!” This report is often greeted with sighs of relief, or even exclamatory expressions, as a drop in the interest rate supposedly reflects positively on the market. Positive effects on the market may equate to stabilization of stock trades on the market; availability of credit for businesses and individuals, greater equity and a positive income flow in home ownership. Dropping the interest rate is a good thing, right?

Well, it may be good for the market, but would a drop in your interest rate be a positive? Please don’t misunderstand, your interest rate is not determined by others outside of you. Your interest rate is only determined by you. Others interest in you is ancillary at best. It has minimal if any value; particularly if you have lost interest in your self.

Your interest rate stands in stark opposition to the oxymoron that is the federal reserves reporting on the interest rate. A drop in their interest rate is a positive thing, for the most part. But what is a drop in your self interest rate? What happens when you stop being interested in the person that you are? Stop being interested in protecting, nurturing, and caring about the interest that is you?

Unlike the federal reserve, your interest rate needs to remain high and viable. An increased self interest rate means that you care enough about yourself to take pride in yourself, your responsibilities, your accomplishments, your story. So…..what is your interest rate?